As BLACK FRIDAY looms, everyone is looking to snap up the best deals in town and online!
However, among the legit deals available on the marketplace online, there is a high volume of scam deals also, so its important not to click and buy straight away, as it may end up costing you more than your bargained for!!
Check out our tips for staying safe online
Always make sure passwords and software is updated: It is very important to make sure you change your passwords regularly to increase your safety online. Anti-Spyware and Anti-Malware programs are also very important , so check you have the latest updates on your devices , this will eliminate anyone tracking your internet use / and infecting to your device .
Secure Websites: Make sure to check for security symbols on websites you visit, when shopping online, especially at the checkout page on the web browser!
Be cautious of public Wi-Fi, and public computers: It is very important to make sure you always log out of any accounts you use, clear your search history on the computer also. On public Wi-Fi networks, be cautious, and avoid if possible giving payment information, or personal information
Only disclose basic personal information when making payment: Avoid giving bank details, only share information that is needed to complete your purchase. Make sure credit card details are not stored on websites you place orders on.
Set up alerts for your credit cards, and keep records of your transactions: If a purchase is over a certain amount, you will receive an alert to inform you. Review bank account transactions on a regular basis also, for purchases that was made online.
Exercise caution when responding to emails: If an email is asking you for personal data, or bank details , get verification from the company first. Even if it is coming from a secure retail website, your bank, or another service provider do not respond to them.
Transparency obligations and tick boxes: If you are worried about your personal data, have a read of the websites privacy notice first. It is mandatory for a company to provide you with a detailed notice at the point of collecting data. Companies need to ask your permission to send emails and newsletters. Make sure to tick/untick the box as relevant during the online buying process if you don’t want this.
Michelle Gilmartin – Author